Alphera Financial Services is the leading provider of premium finance products for all makes of prestige, luxury and performance vehicles in Australia.
An Alphera Personal Loan gives you more financial freedom. You use our loan money to finance the vehicle of your choice and so keep your own funds free for other purposes. An Alphera Personal Loan is very personal. We offer it on new or used vehicles when the vehicle will be used wholly or predominantly for personal or private purposes.
An Alphera Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a vehicle
Whether upgrading an existing vehicle, or acquiring additional vehicles, an Alphera Chattel Mortgage offers individual business customers many advantages, and is designed especially for those sole traders and partnerships who account for their business operations on a cash basis.
Alphera Prestige Lease is a tax-efficient tool to satisfy business needs without tying up capital. Alphera Prestige Lease can also include your 'on-road charges' and Alphera Comprehensive Motor Vehicle Insurance. To assist in salary packaging, Alphera Prestige Lease can be used in conjunction with a 'Novation' Agreement.
Alphera Prestige Lease payments are made from pre tax income, not after tax profits, enabling a business to preserve cash flow and utilise the capital elsewhere in the business.
Novated Lease also Known as Salary Packaging
An Alphera Novated Lease can be both cost and tax-effective, as the employee gains the benefits of the lease payments, running costs and Fringe Benefits Tax being paid from pre-tax income.